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Prospecting & Lead Generation
Target Leads specializes in the senior market. They offer numerous samples of leads for senior products such as: Long-Term Care, Final Expense (Burial), Medicare Supplements, Living Trusts, and Annuities / Probate. One to One Marketing Excellence and Seminar Success program The Premier Source of Lead Generation Programs and Marketing Tools for Financial Professionals Main Street Power Mail, Inc. is a direct mail service company located in central Indiana. They focus on providing an affordable program, quality leads, high response rates and excellent customer service Seminar Direct is a leading marketing company in the Financial Services industry for seminar marketing, lead generation, newsletters, and seminar presentations.
Target Leads
Response Mail Express
CIS Marketing
Main Street Power Mail
Seminar Direct
National Association for Fixed Annuities
E&O Insurance
| Errors and Ommissions Insurance |
| Almost all insurance carriers require you as an independent agent to have Errors and Omissions insurance for your annuity and life business. Errors and Omissions Insurance is available through E&O For Less at reasonable rates. |
Carrier Incentives
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Marketing Library
Industry Articles
Annuity Think Tank
By Linda Koco March 28, 2012
Fixed annuities and indexed annuities are showing up on the radar of an annuity transaction processing service better known in insurance circles for its work with variable annuities.
The Jewish Journal of Greater Los Angeles
By Russell Wild March 22, 2012
'...With interest rates low, the stock market jumpy and Congress pinching pennies, it is no surprise that 87 percent of Americans, according to one recent survey, worry about running out of money. That concern explains the popularity of annuities - financial products designed to generate steady cash flow, sort of like Grandpa enjoyed.'
Investment News By Darla Mercado March 25, 2012
'Ever since the 2008 crisis, slumping interest rates and rampant volatility in the equity markets have wrought havoc on life insurers, raising the cost of hedging for variable annuities with living benefits and reducing rates of return on fixed annuities.'
LifeHealthPro By Robert Miller March 26, 2012
'It's unfortunate when an isolated event could threaten the legitimate use of a financial product that has benefited and will continue to benefit so many individuals and families across the country.'
Too Young for an Annuity? Think Again! MoneyShow.com By Stan Haithcock March 27, 2012
'Senior citizens are usually the target demographic for most annuity products, as well as most other financial products, because seniors control the majority of the investible money.'
Dollars and Sense: Income riders a way to achieve retirement goals Leavenworth Times Blog By Larry Martin March 27, 2012
'The last article, Bob and Mary estimated that they would need to save an additional $345,000 over 21 years. They felt that they could put away $8,000 per year (combined) in their IRAs and that they would need to average 6 percent annually to achieve their objective. This article will discuss fixed, deferred annuities as an option.'
Debunking Annuity Objections Insurance News Net By Sheryl Moore March 29, 2012
'When I started in the insurance business, I was an indexed life insurance expert. I worked in a home office for years before I even learned what an annuity was. Once I learned that an annuity was just a retirement savings vehicle that provides an income you can never outlive, I wondered: why didn't EVERYONE have annuities?'
Fixed Indexed Annuity Pros And Cons Over 50 Website March 29, 2012
'This website has already addressed some of the main advantages of retirement annuities, but I thought it would be a good idea to dig a bit deeper into fixed index annuities. These are also called equity indexed annuities, and they are one of the most common types of annuities used for retirement planning
ING Forms
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Forethought Forms
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Contracting Forms
Please call 800.909.6384 for contracting information.
Anti-Money Laundering ( AML )
New Business Tips
| We want to make doing business with the insurance carriers as easy as possible. We highly recommend submitting all new business paperwork to our agency for review and we will administer the processing with the insurance carriers. |
| Please mail all new business paperwork to: |
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3181 Linwood Avenue, Suite 22
Cincinnati, Ohio 45208
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| New Business Forms - be sure to use the correct version of each form based on the state in which the paperwork is signed and that the paperwork is current with the carrier being written. |
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Dating - signature dates should be the same on all forms for both the client and the agent.
Changes - if any sections are scratched out, the client and/or the agent must initial the change. White out CAN’T be used on any of the forms.
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| Transfer Paperwork - if there are multiple transfers for a case - please complete a transfer form for each transfer. For all transfer cases - please include the transfer company’s street address and phone number on the Transfer/Rollover form. Do not use PO Boxes for the mailing address. |
| Replacement - A replacement notice must be completed for all cases involving a replacement. Companies vary based on requirements for replacement forms. There are states where the cases may not be a replacement and the replacement form is still mandatory. |
| Suitability - please ensure the client has liquid funds available and that all fields on the suitability form are completed. The annuity percentage as a ratio should be less than 50% of the client’s net worth as a general rule. |
| Trust Owned Cases - if a trust is associated with the case - please either complete the company trust paperwork or obtain a copy of the trust to be sent in with the paperwork. |