Industry Articles

Fixed Annuities on the Rise

Annuity Think Tank

By Linda Koco March 28, 2012

Fixed annuities and indexed annuities are showing up on the radar of an annuity transaction processing service better known in insurance circles for its work with variable annuities.

Is An Annuity Right for You?

The Jewish Journal of Greater Los Angeles

By Russell Wild March 22, 2012

'...With interest rates low, the stock market jumpy and Congress pinching pennies, it is no surprise that 87 percent of Americans, according to one recent survey, worry about running out of money. That concern explains the popularity of annuities - financial products designed to generate steady cash flow, sort of like Grandpa enjoyed.'

Making the case for annuities

Investment News By Darla Mercado March 25, 2012

'Ever since the 2008 crisis, slumping interest rates and rampant volatility in the equity markets have wrought havoc on life insurers, raising the cost of hedging for variable annuities with living benefits and reducing rates of return on fixed annuities.'

The Merits of Annuities

LifeHealthPro By Robert Miller March 26, 2012

'It's unfortunate when an isolated event could threaten the legitimate use of a financial product that has benefited and will continue to benefit so many individuals and families across the country.'

Too Young for an Annuity? Think Again! MoneyShow.com By Stan Haithcock March 27, 2012

'Senior citizens are usually the target demographic for most annuity products, as well as most other financial products, because seniors control the majority of the investible money.'

Dollars and Sense: Income riders a way to achieve retirement goals Leavenworth Times Blog By Larry Martin March 27, 2012

'The last article, Bob and Mary estimated that they would need to save an additional $345,000 over 21 years. They felt that they could put away $8,000 per year (combined) in their IRAs and that they would need to average 6 percent annually to achieve their objective. This article will discuss fixed, deferred annuities as an option.'

Debunking Annuity Objections Insurance News Net By Sheryl Moore March 29, 2012

'When I started in the insurance business, I was an indexed life insurance expert. I worked in a home office for years before I even learned what an annuity was. Once I learned that an annuity was just a retirement savings vehicle that provides an income you can never outlive, I wondered: why didn't EVERYONE have annuities?'

Fixed Indexed Annuity Pros And Cons Over 50 Website March 29, 2012

'This website has already addressed some of the main advantages of retirement annuities, but I thought it would be a good idea to dig a bit deeper into fixed index annuities. These are also called equity indexed annuities, and they are one of the most common types of annuities used for retirement planning